{"id":66418,"date":"2025-09-18T07:31:00","date_gmt":"2025-09-18T14:31:00","guid":{"rendered":"http:\/\/www.enxmag.com\/twii\/?p=66418"},"modified":"2025-09-18T07:31:02","modified_gmt":"2025-09-18T14:31:02","slug":"equipment-finance-industry-maintains-heightened-confidence","status":"publish","type":"post","link":"https:\/\/www.enxmag.com\/twii\/news\/2025\/09\/equipment-finance-industry-maintains-heightened-confidence\/","title":{"rendered":"Equipment Finance Industry Maintains Heightened Confidence"},"content":{"rendered":"\n<p><em>Washington, DC (Sept. 18, 2025)<\/em> \u2013 The Equipment Leasing &amp; Finance Foundation (the Foundation) today released its September 2025 Monthly Confidence Index for the Equipment Finance Industry (MCI-EFI), revealing confidence in the equipment finance market is at a heightened level for the fourth consecutive month. The index, which provides a qualitative assessment from key executives in the $1.3 trillion sector, was relatively unchanged at 59.9 in September from 60.2 in August.<\/p>\n\n\n\n<p>September 2025 Survey Results:<\/p>\n\n\n\n<ul><li>Business Conditions \u2013 When assessing the next four months, 30.4% of responding executives believe business conditions will improve (up from 26.9% in August). The majority (52.2%) believe business conditions will remain the same (down from 69.2% in August) and 17.4% believe business conditions will worsen (up sharply from 3.9% in August).<\/li><li>Capex Demand \u2013 For the next four months, 39.1% of the survey respondents believe demand for leases and loans to fund capital expenditures (capex) will increase (up from 26.9% in August). Additionally, 39.1% expect demand to remain the same (down from 61.5%), and 21.7% believe demand will decline (up from 11.5% in August).<\/li><li>Access to Capital \u2013 Over the next four months, 21.7% of respondents expect greater access to capital to fund equipment acquisitions, an increase from 11.5% in August. The majority (78.3%) anticipate the \u201csame\u201d access to capital to fund business, down from 88.5% the previous month. None expect \u201cless\u201d access to capital, unchanged from August.<\/li><li>Employment \u2013 Regarding employment over the next four months, 36.4% of executives expect to hire more employees, a decrease from 42.3% in August. Also, 54.6% foresee no change in headcount (down from 57.7% last month), and 9.1% expect to hire fewer employees, up from none in August.<\/li><li>U.S. Economy \u2013 Of the respondents, 8.7% evaluate the current U.S. economy as \u201cexcellent,\u201d up from none in August; 91.3% assess it as \u201cfair,\u201d down from 100% last month; and none evaluate it as \u201cpoor\u201d (unchanged from August).<\/li><li>Economic Outlook \u2013 Over the next six months, 39.1% of respondents believe that U.S. economic conditions will \u201cget better,\u201d an increase from 23.1% in August. In a sharp decline, 30.4% expect the U.S. economy to \u201cstay the same\u201d (down from 65.4%), and 30.4% also believe economic conditions will worsen, an increase from 11.5% last month.<\/li><li>Business Development Spending \u2013 Over the next six months, 34.8% of respondents believe their company will increase spending on business development activities, up from 30.8% in August. Those who believe there will be \u201cno change\u201d in business development spending declined to 65.2% (from 69.2% in August), and none believe there will be a decrease in spending (unchanged from last month).<\/li><\/ul>\n\n\n\n<p>September 2025 MCI-EFI Survey Comments from industry executive leadership:<\/p>\n\n\n\n<p><strong>Independent, Small Ticket<\/strong><\/p>\n\n\n\n<p>\u201cBy the time this goes to print, we believe that the Fed will have reduced rates by 0.25%, which will be added incentive along with typically heavier Q4 purchases to drive demand higher by year end.\u201d<br><em>\u2014 Daryn Lecy, CLFP, Chief Operating Officer, Oakmont Capital Services.\u201d<\/em><\/p>\n\n\n\n<p>\u201cMany small and mid-sized businesses have yet to experience any meaningful uptick in business opportunities. There are some pockets around the country experiencing improvement, but far from being spread around widely.\u201d<br><em>\u2014 James D. Jenks, CEO, Global Finance and Leasing Services, LLC<\/em><\/p>\n\n\n\n<p><strong>Independent, Middle Ticket<\/strong><\/p>\n\n\n\n<p>\u201cCompeting economic forces and political strategy collide to create an unusual operating environment. Some will freeze and some will take market share.\u201d<br><em>\u2014 Jeffry Elliott, CLFP, CEO, Elevex Capital and Equipment Leasing &amp; Finance Association Treasurer<\/em><\/p>\n\n\n\n<p>To access more details and read the full survey results, visit the <a href=\"https:\/\/www.leasefoundation.org\/industry-research\/monthly-confidence-index\/\">MCI-EFI<\/a> web page.<\/p>\n\n\n\n<p>###<\/p>\n\n\n\n<p><strong>About the Foundation<\/strong><br>The <a href=\"http:\/\/www.leasefoundation.org\">Equipment Leasing &amp; Finance Foundation<\/a> is a 501c3 non-profit organization with a mission to advance the $1.3 trillion equipment finance sector by producing data-forward research and market outlooks, as well as cultivating the next-generation workforce through Campus to Career programs, including curriculum development and collegiate scholarships. Founded in 1989 and 100% funded through charitable donations, the Foundation drives innovation and career development for the future of the industry. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Washington, DC (Sept. 18, 2025) \u2013 The Equipment Leasing &amp; Finance Foundation (the Foundation) today released its September 2025 Monthly Confidence Index for the Equipment Finance Industry (MCI-EFI), revealing confidence in the equipment finance market is at a heightened level for the fourth consecutive month. The index, which provides a qualitative assessment from key executives in the $1.3 trillion sector, was relatively unchanged at 59.9 in September from 60.2 in August. September 2025 Survey Results: Business Conditions \u2013 When assessing the next four months, 30.4% of responding executives believe business conditions will improve (up from 26.9% in August). The majority (52.2%) believe business conditions will remain the same (down from 69.2% in August) and 17.4% believe business conditions will worsen (up sharply from 3.9% in August). Capex Demand \u2013 For the next four months, 39.1% of the survey respondents believe demand for leases and loans to fund capital expenditures (capex) will increase (up from 26.9% in August). Additionally, 39.1% expect demand to remain the same (down from 61.5%), and 21.7% believe demand will decline (up from 11.5% in August). Access to Capital \u2013 Over the next four months, 21.7% of respondents expect greater access to capital to fund equipment acquisitions, an increase from 11.5% in August. The majority (78.3%) anticipate the \u201csame\u201d access to capital to fund business, down from 88.5% the previous month. None expect \u201cless\u201d access to capital, unchanged from August. Employment \u2013 Regarding employment over the next four months, 36.4% of executives expect to hire more employees, a decrease from 42.3% in August. Also, 54.6% foresee no change in headcount (down from 57.7% last month), and 9.1% expect to hire fewer employees, up from none in August. U.S. Economy \u2013 Of the respondents, 8.7% evaluate the current U.S. economy as \u201cexcellent,\u201d up from none in August; 91.3% assess it as \u201cfair,\u201d down from 100% last month; and none evaluate it as \u201cpoor\u201d (unchanged from August). Economic Outlook \u2013 Over the next six months, 39.1% of respondents believe that U.S. economic conditions will \u201cget better,\u201d an increase from 23.1% in August. In a sharp decline, 30.4% expect the U.S. economy to \u201cstay the same\u201d (down from 65.4%), and 30.4% also believe economic conditions will worsen, an increase from 11.5% last month. Business Development Spending \u2013 Over the next six months, 34.8% of respondents believe their company will increase spending on business development activities, up from 30.8% in August. Those who believe there will be \u201cno change\u201d in business development spending declined to 65.2% (from 69.2% in August), and none believe there will be a decrease in spending (unchanged from last month). September 2025 MCI-EFI Survey Comments from industry executive leadership: Independent, Small Ticket \u201cBy the time this goes to print, we believe that the Fed will have reduced rates by 0.25%, which will be added incentive along with typically heavier Q4 purchases to drive demand higher by year end.\u201d\u2014 Daryn Lecy, CLFP, Chief Operating Officer, Oakmont Capital Services.\u201d \u201cMany small and mid-sized businesses have yet to experience any meaningful uptick in business opportunities. There are some pockets around the country experiencing improvement, but far from being spread around widely.\u201d\u2014 James D. Jenks, CEO, Global Finance and Leasing Services, LLC Independent, Middle Ticket \u201cCompeting economic forces and political strategy collide to create an unusual operating environment. Some will freeze and some will take market share.\u201d\u2014 Jeffry Elliott, CLFP, CEO, Elevex Capital and Equipment Leasing &amp; Finance Association Treasurer To access more details and read the full survey results, visit the MCI-EFI web page. ### About the FoundationThe Equipment Leasing &amp; Finance Foundation is a 501c3 non-profit organization with a mission to advance the $1.3 trillion equipment finance sector by producing data-forward research and market outlooks, as well as cultivating the next-generation workforce through Campus to Career programs, including curriculum development and collegiate scholarships. Founded in 1989 and 100% funded through charitable donations, the Foundation drives innovation and career development for the future of the industry.<\/p>\n","protected":false},"author":66,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[86],"tags":[2194],"_links":{"self":[{"href":"https:\/\/www.enxmag.com\/twii\/wp-json\/wp\/v2\/posts\/66418"}],"collection":[{"href":"https:\/\/www.enxmag.com\/twii\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enxmag.com\/twii\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enxmag.com\/twii\/wp-json\/wp\/v2\/users\/66"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enxmag.com\/twii\/wp-json\/wp\/v2\/comments?post=66418"}],"version-history":[{"count":1,"href":"https:\/\/www.enxmag.com\/twii\/wp-json\/wp\/v2\/posts\/66418\/revisions"}],"predecessor-version":[{"id":66419,"href":"https:\/\/www.enxmag.com\/twii\/wp-json\/wp\/v2\/posts\/66418\/revisions\/66419"}],"wp:attachment":[{"href":"https:\/\/www.enxmag.com\/twii\/wp-json\/wp\/v2\/media?parent=66418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enxmag.com\/twii\/wp-json\/wp\/v2\/categories?post=66418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enxmag.com\/twii\/wp-json\/wp\/v2\/tags?post=66418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}